To be or not to be a Santa

Well friends, the holidays are here again, it's a time when most of us are tempted to increase our credit card balances, ignore our bills and neglect our December commitment.

Just a word of advice, January is a tough month; so while you are out on your shopping spree adventure please be mindful of the tough times ahead. Remember, the bills are coming, the bills are coming and and the collection calls. The truth is, most of us will not get a big tax refund this year because you have changed your W4 at the third and fourth quarter. Woo-woo. I feel like singing; can I sing "Oh chrismas tree... hahahaaa!"

Have a safe and happy holiday season from all of us at WEZPA CONSULTING.

—Wesley Palmer, MBA
http://www.wezpa.com

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Whose message the people sent to Washington? The tea party or the Republicans

It appears that the tea party has gained preeminence. Well, of course, John Boehner is headed to Washington to create a smaller government, reduce spending, create jobs, empower small businesses, and clean up corruption. That sounds like the tea party message, no, did I miss something? Well, that looks like a tall order, too; a mean, tall. What you think? It sounds like he’s taking on the role of the FBI, the congress, and the Federal Reserve all by himself. Don’t you hate it when politicians give these glorious self-righteous speeches that produce nothing?

Alright, what now? Some speculate that there will be gridlock on Capitol Hill, GRIDLOCK, wow, perhaps there will be a whole line of black limos. Oh, my mistake, pardon me; you mean gridlock means that they will be sitting and arguing and doing nothing productive in Congress. Noooo! We are a nation of producers. In America? WHAT? Are you kidding, and who is going to pay for that nonsense? First up, I have no interest in two years of political theatre; not when so many people are out of work. Do you? I think not. I predict none of the above, I believe we will have a bi-partisan government that will be more effective than a majority Democratic ran government.

Face it, the Obama administration has failed us; it broke the promise it made to the American people. The Obama administration alienate businesses and created record unemployment while pushing healthcare reform which was a political agenda that was not economically viable.

Watch this, I like things a little complicated, just a little, hmm, I don’t know what that says about my personality, but I got to tell you, sometimes when things are downright easy it loses the essence of challenge. Democrats tend to do better when Republicans tip the balance of power. I think we really needed this political shake-up. We are tired of business as usual in Washington.

Ok ladies and gentlemen now that the elections are over let us get back to work. Where? ha, em,em, Oh.

So, let’s see what the Republicans bring to the table, and see how the Democrats respond.

Now tell me what you think, I hate to talk to (with) myself; it sort of feel funny, you know, like you losing it, yes it. What's it ? Scruple guys, scruple. Ha, hmm.

—Wesley Palmer, MBA


http://www.wezpa.com***To post a comment:Click the “Post a Comment” link below the article. Type your comment in the “Leave your comment” box. Type in the security word in the “Word Verification” box. Choose your identity (usually “Anonymous”) and then click “Publish your comment”.Thanks for posting a comment!

Is corporate America Short of $$$$$$$$$$$$

Ok, so we know that corporate America is not short of money; so who cares about the disposal of the TARP. Let’s think this through, Corporate America is not short of cash, it is not short of talents, it is not short of strategies; so what is it short of? Anybody knows snap your fingers. Do you want my answer? Alright, what the heck, sorry it’s not heck, ha. All kidding aside, here is my answer. Are you ready? Corporate America is short of size, in other words, Corporate America is a dwarf. Whoops.

Alright, no more humor, here is the real deal, Corporate America is short of will, YES will; the will to act, and thus Corporate America shows no regards for economic growth. Therefore, it sits on money that can hire 3.5 million people. Wow, 3.5 MILLION according to Bloomberg Radio. I just love capitalism, don't you. Corporate America is sitting on over 150 billion dollars while skilled workers and their families are losing their homes and the standard of living that they are accustomed to. Why is this happening? Is it because we have a BLACK man in the WHITE house? Or is it because Corporate America is afraid to complete with the emerging markets? Please know that as long as Corporate America sits on the resources that is needed to bust economic growth we will remain in this recession.

Last question, seriously, the last one. Is Corporate America holding the country hostage and prolonging the recession? Anybody agree say Aye. What you think? Talk to me, I need to know what’s on your mind, send me an email, go to the comment line at the bottom of this page and express yourself. Look, Google, Apple, Bank of America, and others are sitting on a ton load of money, just to boast about who has the biggest pile, yes pile or heap or bundle or stash whatever; while the workers of America are suffering. I am mad, or may be disappointed or ambivalent, something.

Wesley Palmer, MBA

http://www.wezpa.com***To post a comment:Click the “Post a Comment” link below the article. Type your comment in the “Leave your comment” box. Type in the security word in the “Word Verification” box. Choose your identity (usually “Anonymous”) and then click “Publish your comment”.Thanks for posting a comment!

Interest Rates: Where are They Headed?

A lot of folks are worried about the interest rates; they are wondering whether or not we should expect an increase or will interest rates remain the same. Ok, we know that there are certain economic signals that indicate where interest rates are headed. The first one we want to look at is the demand for money. Based on the economic reports that have been published; the demand for money has been drastically reduced, so that one is settled.

Listen up, people are hiding their money, ok, they are hiding it. Alright, alright, they are not; they are just saving for rainy day and it seems that there are plenty of that ahead. (rainy day). So, savings have increased and retail sales have been reduced; in other words, consumers are saving more and buying less, therefore the demand for money is reduced. Thus, one need not worry about an increase in interest rates because of the low demand for money. Thus, the value is down. (money cheap price low). Well then, are interest rates set to decline, quite likely, "they that be" might have to reduce interest rates to induce demand.
E&OE

—Wesley Palmer, MBA http://www.wezpa.com***To post a comment:Click the "Post a Comment" link below the article. Type your comment in the “Leave your comment” box. Type in the security word in the “Word Verification” box. Choose your identity (usually “Anonymous”) and then click “Publish your comment”.Thanks for posting a comment!

New Day New York

It is a new day in New York; actually, a new awakening for New Yorkers. Again we have been attacked. Why do our haters always want to destroy our most valuable treasures. Somehow, I am beginning to think that they are motivated by an underlying envy.

Seriously, we got to be more vigilant; we could have lost time square just like how we lost the world trade center. More importantly, we could have lost dozens of harding working New Yorkers, and tourist.

Again, we got to be more vigilant; our security system at the cross roads of the world needs to be improved and not only there; we need to take a serious look at many of our stategic areas such as our bridges and tunnels. We need to revisit the security budget.

Well, thank God we caught the intended destroyer, that's the name I think is appropriate for him. Now, here's the big question, how many more destroyers hanging out in our backyards? Here's the last thing I want to say, the work of apprenhending these haters is not the sole work of the CIA, FBI, and NYPD; all New Yorkers need to be vigilant. Remember, if you see something say something.
—Wesley Palmer, MBAhttp://www.wezpa.com***To post a comment:Click the “Post a Comment” link below the article. Type your comment in the “Leave your comment” box. Type in the security word in the “Word Verification” box. Choose your identity (usually “Anonymous”) and then click “Publish your comment”.Thanks for posting a comment!

Hello again

—Wesley Palmer, MBAhttp://www.wezpa.com***To post a comment:Click the “Post a Comment” link below the article. Type your comment in the “Leave your comment” box. Type in the security word in the “Word Verification” box. Choose your identity (usually “Anonymous”) and then click “Publish your comment”.Thanks for posting a comment!

Tax Time or May I Say Refund Time

This is the time many of you have been waiting for; tax time or may I say refund time. Well, just so you know, many of you will not be receiving your refund this year. Whoops. Why? Because you did not pay your credit card bill, huh; and the credit card companies are putting lien notices on your refund. What? Are you for real; you bet; now, you want to make sure you call the IRS before you make that big vacation plan, or other choice purchase; make sense? Well think about it.

Guys, I just have to give you heads up to ease the pain, or save the embarrassment. Now you know that I am a good guy, well you always knew, but it is now reinforced. That said, you owe me one, you know what to do. Ok, just should in case you forgot, all I’m saying is that you owe me some referrals. Some, ok. How about your relatives, that’s a good way to start; what do think? Sounds good, well Wezpa is waiting for your call. Hey, don’t disappoint me.

Oh, wait, wait, wait, what can I do about the credit card thing? My advice is that you call the Credit Card Company and ask for a payment arrangement, and ask them to remove the lien in the process; that’s the way to go. Got it; then hurry down to my office, and let’s get this tax done rapid, rapid ok, we have no time to lose.

—Wesley Palmer, MBA
http://www.wezpa.com

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